Carl Crossman

I’ve been doing some research into stocks and bonds lately. We have a settlement that came through and we finally got the money. We needed most of the money now, but wanted to try to invest some of it. I was looking into putting the money into a mutual fund, but was not entirely sure what that meant.

A mutual fund is usually run by professionals who raise a lot of money, pool it together, and make an investment. They may invest in many different things all at once. Everyone will get back a share of the profits made. Beware; there are some fees that you may have to pay which can reduce the profits you made! Anyway, we are still looking for the right one for us.

One of my friends from work just got back from a trip to the continent. She was very happy to report that she had a great experience. Shelly loved the time she was able to have on her recent adventure. She was able to see all the sites because she used the services of car hire cyprus. This enabled her to drive around instead of just flying over something in a plane.

Shelly told us about the good time she had. Because she used a car rental service, she could explore the country easily. The ability to stop whenever she wanted made a great impression on her. She felt that a bus was too impersonal and that using a car was made the trip a lot more pleasant. I was glad that Shelly enjoyed her trip.

Shelly is adamant that she will always rent a car when she goes on a trip. She felt strongly that it allowed her to become closer to the land and the people who lived there. I trust Shelly and believe that when she says something, it is likely to be true. I am thinking that it would always be a good idea to rent a car when on a trip to a foreign place!

The surest sign that intelligent life exists elsewhere in the universe is that it has never tried to contact us.’ – Bill Watterson (Calvin and Hobbes).

I thought this was pretty funny. I am sure that there is life out there and wonder what they would say if they came. If they saw how many people are starving in a world full of food, or how we fight wars instead of making peace, I am sure they would not approve.

It seems to me that we make so many problems on our own. Our propensity for greed and avarice are boundless. It’s amazing that we can’t just “all get along”. Our only hope is that when we do make contact, they are a screwed up as we!

My friend Josie from the office just came through a messy divorce. She and her ex-husband Jason fought each other over every little thing. This went on for quite awhile and they both suffered a lot of needless stress and pain. The worst part was that they both managed to wreck each others finances. With the fighting and the lawyers, they both fell behind on their various payments and missed some payments entirely.

Now that the whole thing is over, Josie has been working hard to repair the damage that was done to her credit rating. She has had steady employment for awhile now and is also considering some cutbacks in her budget. The bad part is that to date, that hasn’t been enough. I know that she needs some cash for the short term, so she is now considering getting a personal loan to fill in the gap until she can catch up. The problem with that is even though it’s necessary; it’s only a short term fix.

I was talking with Josie and decided to give her some advice. Since she has so many bills, I thought that she may consider debt consolidation as a way to reduce her monthly payments. In her case, she may want to look into the bad credit loan option. This is a good way to rebuild her credit and become more financially independent. I know it can be daunting to go down this road, but in the long run I think it will pay off for her.

With all the problems Josie has had, I still feel that she is not a bad person. She is a good person who had a run of bad luck. I know that she will be able to rectify the situation she finds herself in. I am looking forward to the day when she is financially independent. I am glad that I was able to help her on her way!

Well today I got the tile put in the bathroom for the friends of my neighbor and it sure didn’t take very long just like I figured. They only live about a mile from here so that was good. They already had the supplies and all they needed was someone to put the tile down. I think someone else was going to do it for them and then backed out for some reason or another. When they saw how good the bathroom looked, now they want me to do their laundry room too.

That’s a lot bigger job because the hot water heater is in there and it had popped off and flooded the laundry room. It damaged the dry wall and they want me to tile the floor with an edge that comes up like in the bathrooms at fast food restaurants. Do you know what I mean? Anyway, then I have to do some repair to the dry wall but I think I can talk them into just letting me install wainscoting. That would look good in there and with the tile coming up about 3 inches around instead of a baseboard; I think it’ll look better. No one ever said a laundry room can’t look good too.