Carl Crossman

A new law was signed into effect by President Barack Obama. The law will allow for new protections against some of the credit card companies controversial billing practices. One of the key components of the bill bars companies from raising rates on borrowers until they are more than 60 days behind. The companies must also give 45 days of advanced notice.

The new law does have some detractors though. They say it does not address the practice of affinity-card contracts. These contracts between the schools and the credit card company award the school significant amounts of money to hand over the students contact information and email addresses. As the battle between consumers and credit card company’s rages on, we all agree that some of the steps necessary have been taken to improve the relations between creditors and borrowers.

Everyone who knows me knows how much I like to travel. I have been many places and love to find new places to go. I have been planning a trip to Canada for a long time. I was there briefly on business once, but enjoyed it so much I wanted to go back. I was lucky to find cheap accommodation in Toronto after searching the internet. This was a tremendous help with my budget planning. Now that I have that taken care of, I am starting to plan another trip as well!

This next trip is going to be the jewel in my crown. I plan to go further from home than I ever have, about half way around the world in fact. I am looking forward to traveling to the great city of Singapore. This trip is likely to stretch my budget to the max so I am looking for cheap hotels in Singapore. I have found a few already and I will finalize my plans soon. I’ll be glad to let everyone know how my trips turn out. I’ll probably write more than a few posts on the subject!